The research, carried out by Ipsos Doxa for Fondazione FAIR among 1,000 people aged 18 to 70, explores how people's experience of money and their spending habits relate to their views on gaming with cash winnings. The analysis looks in depth at the role people attribute to financial education in recognising risks and setting spending limits.
The results show differences in people's relationship with money. Women more often express worry and assess their own skills more harshly, while reporting spending control and planning habits similar to those of men. Among younger women, the desire for independence goes hand in hand with greater uncertainty.
A key finding concerns confidence in the ability to control gaming. 42% of men and 32% of women believe that careful money management, combined with personal skills, can increase the chances of winning. This belief is more widespread among those who play more often, and it is also found among people who value financial skills.
The research offers input for developing and testing educational programmes focused on protecting personal and household budgets. Deciding in advance how much to spend, understanding probabilities and recognising the limits of control over gaming outcomes are all areas to work on, while assessing which tools help people turn knowledge into more informed choices.
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